Mortgage Solutions
Getting a mortgage at Dow Credit Union is quick, easy and affordable.
Great rates and competitive closing costs.
Plus, up to $1 million in financing.
All mortgage loans are not the same, and it’s important to understand the differences.
Simple, Straightforward, Cost Effective, and FAST!
In addition to affordable rates and a variety of terms to select from, Dow Credit Union offers a mortgage loan and a
single advance home equity loan which are eligible for the potential year-end Member Giveback and Loan Interest Rebate.
PreQualification Request
Before getting started on your home buying journey, consider being prequalified at Dow Credit Union so you better understand how much home you can afford. Getting prequalified early in your journey will provide you with valuable information to assist you in purchasing an affordable home. (This option is not used for refinances. Please contact the Credit Union if you have questions).
Get Prequalified prompts you to create a Mortgage Application Login (Username & Password).
The Mortgage Application Login is not your Online Banking Login.
Mortgage Application
This application is used for the purchase or refinance of primary or vacation homes located in the state of Michigan.
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For purchases, submit this application if you have selected a property in the state of Michigan and have a contract with a seller.
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For refinances, submit this application if you would like to finance a property you already own in the state of Michigan.
Apply now prompts you to create a Mortgage Application Login (Username & Password).
The Mortgage Application Login is not your Online Banking Login.
Single Advance Home Equity (Second Mortgage) Application
This application is used to apply for a single advance home equity loan when you currently have a mortgage on your primary residence or vacation home located in the state of Michigan. This lending product is a loan that is placed against the equity in your home and is a second lien placed upon the property. This is a fixed rate loan, and funds are deposited into your Dow Credit Union account as a lump sum payment.
Apply now prompts you to create a Mortgage Application Login (Username & Password).
The Mortgage Application Login is not your Online Banking Login.
Variable Rate Home Equity Line of Credit Application
This application is used to apply for a variable rate home equity line of credit loan on your primary residence or vacation home located in the state of Michigan. This lending product can either be a first or second position lien on your property and is a variable rate loan.
Apply now prompts you to create a Mortgage Application Login (Username & Password).
The Mortgage Application Login is not your Online Banking Login.
Locations
Midland Branch (Main Office)
600 E Lyon Rd
Midland, MI 48640
989.835.7794
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